Juanita Schwartzkopf, Senior Managing Director at Focus Management Group, has over 25 years of experience in commercial banking, financial management and operations and systems management. She has dealt with asset recovery situations involving bankruptcy, dissolution and liquidation. Schwartzkopf has an extensive background in credit risk assessment and loan portfolio appraisal, and has reviewed asset-based lending and commercial lending loan portfolios of various financial institutions. She has worked with nearly all major financial institutions in the evaluation of credit risk of borrowers and has held key management positions including CEO and CFO in a variety of industries, such as manufacturing, agriculture, lumber, health care, consumer finance, sporting goods, apparel and electronics. She earned an M.B.A. from the University of Wisconsin and a Bachelor’s degree in Accounting from Carthage College. She holds a CPA certification and is also a Certified Fraud Examiner.