Citizens Bank announced that Citizens Commercial Banking is providing a $20 million credit facility to Garber Bros., Inc., which distributes cigarettes, tobacco, health and beauty, and grocery products to convenience stores located primarily in the Northeast. Citizens is the sole lender.

The revolving line of credit will be used for working capital purposes.

“We appreciate the expertise of the team at Citizens,” said Michael D’Ortenzio, senior vice president at Garber Bros., Inc. “They are excellent strategic and financial partners and offer a wide range of capabilities. They were able to execute this transaction quickly and seamlessly.”

“Garber Bros. is a great client and the team enjoys working with them,” said Chris Carmosino, president of Business Capital at Citizens Bank. “Providing asset-based lending revolving credit facilities is just one of the ways that Citizens delivers value for clients at every stage of their business life cycle.”