BAM, an Atlanta-based provider of financial technology for the transportation industry, providing cash management and working capital solutions, announced Debra Wilson-Zukonik has joined the company as chief credit officer. Wilson-Zukonik joins the company’s management team as a senior leader with more than three decades of commercial finance leadership experience.

Wilson-Zukonik has built credit requirements and led teams at organizations like Riviera Finance, Fidelity Funding Financial Group, USA Funding, and Vertex Financial, where she was president for 16 years. She brings an extensive range of formal training and experience in commercial credit and collections, auditing, management, marketing and customer service to BAM.

“Adding Debra to the management team sets us up for growth,” said Todd Ehrlich, CEO of BAM. “Her experience in the commercial finance industry will be invaluable as we expand our capabilities and grow into new markets outside of transportation.”

In addition to her tenure in the commercial finance industry, Wilson-Zukonik also co-founded FactorHelp, which provides products and services to factoring companies across the country. She has served on the executive board of the CFA, IFA and The Finance Forum and currently serves as a board member of the American Factoring Association. Wilson-Zukonik teaches credit and underwriting seminars, has been a featured speaker at factoring and finance conventions, and served as a subject matter expert for the IFA Account Executive certification program.