Keltic Financial Services announced the appointment of J. Michael Saul to its sales team as vce president and Northeast regional manager.  Saul will be focused on new business generation primarily in Massachusetts, Rhode Island, Connecticut, Maine, Vermont and New Hampshire.

Saul joins Keltic with more than 25 years of banking, business and consulting and economic development experience.  He previously held positions with Bank of Boston, Main Street Solution, LLC, and Rhode Island Economic Development Corporation, among others.  During his career with the Bank of Boston, he served as a senior credit officer for a multi-billion dollar loan portfolio including special assets and as a lending executive for several specialized high risk divisions.  In the business sector he led a successful turnaround of a privately held company; which went on to become an industry leader.  In economic development he served as chair and investment committee member of Rhode Island's seed stage venture fund and deputy director of a quasi-public entity. 

Saul serves on the Board of Advisors for the Tech Sandbox, is a member of the Turnaround Management Association (TMA), XPX Boston, Association for Corporate Growth (ACG) Boston and the Commercial Finance Association (CFA) New England Chapter.

He holds a Bachelor of Science in Accounting from Providence College and has participated in executive management programs at University of Virginia's Darden School of Business.